The short version: this is a decision-support tool, not financial advice, and you're always the one who decides.
Last updated: July 2026
Cardinal is a decision-support tool for real estate investment analysis in Dubai. It provides calculations, market data summaries, and AI-assisted observations to help you think through a potential purchase. It is built and maintained by Ugo Palladin, a RERA-licensed Dubai real estate broker (Broker Card No. 97518).
Cardinal is not a licensed financial advisor, investment advisor, or legal advisor, and nothing on this site constitutes financial, legal, or tax advice. Figures shown — yields, growth assumptions, risk scores, mortgage comparisons — are estimates built from third-party market data and standard assumptions. They are starting points for your own due diligence, not guarantees of future performance.
Market data on this site is sourced from providers such as Property Monitor and is accurate as of the date noted on each page. Real estate markets move; always verify current figures — price, availability, service charges, developer standing — directly with the relevant parties before making an offer or signing anything.
Any decision to buy, sell, finance, or otherwise act on a property is entirely yours. Cardinal and Ugo Palladin accept no liability for financial outcomes resulting from the use of this site's calculations, comparisons, or AI-assisted notes.
Subscription payments are processed by Stripe. Subscriptions can be cancelled at any time; cancellation stops future billing but doesn't retroactively refund the current billing period unless required by law.
These terms may be updated as Cardinal adds features. Material changes will be reflected here with an updated date above.
Reach us at hello@cardinal-invest.ae.