No black box. Here's exactly what Cardinal calculates and where the assumptions come from.
Purchase price plus DLD transfer fee and agency commission — the number you actually wire, not the number on the listing.
Annual rent minus service charges, divided by true acquisition cost. This is the figure that should be compared across listings — gross yield alone hides fees that vary a lot by building and agency.
A score combining the maturity of the zone (established vs. still-developing) and the delivery track record of the developer, with AI-assisted pattern detection flagging unusual price or yield swings worth a second look. It's a starting signal, not a guarantee — always cross-check with recent transaction data before committing.
Buying one or two properties in Dubai, often from abroad, who want an independent second opinion before trusting the numbers on a listing.
Teams who want to hand clients a credible, data-backed report instead of a verbal pitch — available white-labeled under your own brand.
Cardinal is built and maintained by a working Dubai broker, not an anonymous team — hello@cardinal-invest.ae
These need a live market-data connection or user accounts to work honestly — they're not switched on yet, but they're the direction Cardinal is heading.